Legal

Terms of Use

Effective Date: July 2025

These Terms of Use govern your access to and use of stepheneterrell.com (the "Site"), operated by Stephen E. Terrell. By accessing or using this Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

Use of the Site

This Site is a personal portfolio and professional services platform. You may access and use the Site for lawful, personal, and non-commercial purposes only. You agree not to:

Intellectual Property

All content on this Site — including but not limited to text, editorial copy, design, graphics, logos, photography, audio, and code — is the intellectual property of Stephen E. Terrell or is used with permission, and is protected by applicable copyright, trademark, and intellectual property laws.

Nothing on this Site grants you a license to use, reproduce, or distribute any content without prior written consent. For permissions or licensing inquiries, use the contact information below.

Professional Services

This Site presents information about creative direction, brand strategy, and related professional services. Content on this Site is for general informational purposes only and does not constitute a binding proposal, contract, or guarantee of services. Engagement of services is governed by separate written agreements.

Third-Party Links

This Site may contain links to third-party websites. These links are provided for convenience and reference only. Stephen E. Terrell has no control over the content, privacy practices, or accuracy of third-party sites and accepts no responsibility or liability for them. Linking to a third-party site does not imply endorsement.

Disclaimer of Warranties

This Site is provided on an "as is" and "as available" basis without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. Stephen E. Terrell does not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

Limitation of Liability

To the fullest extent permitted by applicable law, Stephen E. Terrell shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of — or inability to use — this Site or its content, even if advised of the possibility of such damages.

Indemnification

You agree to indemnify and hold harmless Stephen E. Terrell, his affiliates, agents, and representatives from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising out of your use of the Site, your violation of these Terms, or your infringement of any third-party rights.

Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Ohio, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Ohio.

Changes to These Terms

These Terms may be updated at any time. Changes take effect upon posting to this page, as indicated by the revised effective date. Your continued use of the Site after any update constitutes acceptance of the revised Terms.

Contact

Questions about these Terms may be directed to:

Stephen E. Terrell
In Your Face Branding / Ocean Bridge Media Group
Cleveland · Miami · New York · Atlanta · Los Angeles
stepheneterrell.com